FMCG Gurus -Terms & Conditions
Terms and Conditions

Terms and Conditions

Please read these Terms and Conditions carefully as they govern your access to and use of this website (the “Site”).

1. Definitions

  • “FMCG Gurus” is a trading name used by group companies, including M&R Insights Ltd (UK company number 09730354) and JKP Insights L.L.C-FZ (UAE licence number 2644908).
  • “we”, “us” or “our” refers to the relevant FMCG Gurus group company responsible for operating this Site.
  • “you” or “your” refers to any user of this Site.
  • “Partner Organisation” refers to third-party organisations with whom FMCG Gurus collaborates in relation to this Site.
  • “the Site” refers to this website and all content made available through it.

2. Intellectual Property

All content on this Site, including but not limited to text, data, graphics, logos, methodologies, reports, downloads, and other materials (the “Content”), is protected by copyright, database rights, and other intellectual property rights.

The intellectual property rights in the Content are owned by or licensed to the relevant FMCG Gurus group company.

You may view, download, and print pages from the Site solely for your personal, non-commercial use, provided that:

  • all copyright and proprietary notices are retained; and
  • no Content is modified, reproduced, distributed, published, or exploited for any commercial purpose without our prior written consent.

Except as expressly permitted above, no part of the Site or its Content may be copied, reproduced, republished, transmitted, or made available to any third party.

To the extent that any Content constitutes a database under the Copyright and Rights in Databases Regulations 1997, extraction or reutilisation of all or a substantial part of such database is prohibited.

3. Information and Disclaimers

The Content on this Site is provided for general information purposes only. While we take reasonable care to ensure that the information is accurate, we make no representation or warranty (express or implied) as to its completeness, accuracy, or reliability.

Any opinions expressed on the Site are those of the individual authors and do not necessarily reflect the views of FMCG Gurus or its Partner Organisations.

Nothing on this Site constitutes an offer to sell or supply any product or service, nor does it guarantee availability in any particular jurisdiction.

4. Limitation of Liability

To the fullest extent permitted by law:

  • we exclude all warranties, representations, or undertakings in relation to the Site and its Content; and
  • we shall not be liable for any loss or damage (including indirect or consequential loss, loss of profits, or loss of business opportunity) arising out of or in connection with your use of, or inability to use, the Site or its Content.

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence or for fraud.

5. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or take responsibility for the content, availability, or practices of any third-party websites and accept no liability arising from your use of them.

Any contract you enter into with a third party is solely between you and that third party.

6. Site Availability

While we take reasonable steps to ensure the Site operates smoothly, we do not guarantee uninterrupted or error-free access. We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice or liability.

7. User Conduct

You agree not to use the Site to:

  • transmit unlawful, harmful, abusive, defamatory, obscene, or otherwise objectionable material;
  • misrepresent your identity or affiliation;
  • infringe the rights of others;
  • transmit unsolicited promotions or spam;
  • introduce viruses or malicious code; or
  • interfere with the operation or security of the Site.

8. Data Protection

By submitting personal information through the Site, you consent to its collection and use in accordance with our Privacy Policy. Data may be processed in the United Kingdom, the United Arab Emirates, or other jurisdictions in which FMCG Gurus or its service providers operate.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction.

10. Contact

If you have any questions regarding these Terms and Conditions, please contact us at:
info@fmcggurus.com

FMCG Gurus is a trading name used by M&R Insights Ltd (UK company no. 09730354) and JKP Insights L.L.C-FZ (UAE licence no. 2644908).